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Bizum is very regarded in Europe. You will find nations around the world that could adapt an existent solution as an alternative to making considered one of their unique. The technological potential exists; it could be released in almost any place."
I'd suppose Business to Business enterprise payments would be the most up-to-date use scenario. It could also be attention-grabbing, Even though the challenge is that companies in Spain are inclined to pay back at the most recent day they will (sixty times) or perhaps later on. Quick payments is just not a solid value proposition to them.
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Until eventually a yr in the past, Bizum only experienced a few staff. The remainder of the folks, Primarily the engineers, possibly worked for Redsys or perhaps the banking companies. With that schema, they'll arrive at twelve million people in Spain by the tip of 2020.
Following that transform within the messages, Bizum started to go viral. With none hesitation, he admits that phrase of mouth has become the key to progress.
The guide as well as the financial institutions resolved to prepare them selves in Doing the job groups to align and make the proposals for the board. They produced the authorized, business enterprise, operational, advertising, and complex working teams.
Ignore counting costs and coins every time you purchase anything in a gaggle. Because of Bizum, this activity is much more at ease, quick and easy, and also entirely safe and cost-free: all you need is your mobile phone As well as in a couple of more info seconds The cash you owe will get to the other particular person’s examining account.
Bizum is incredibly simple to use, it's compatible with a lot of the banking companies that operate in Spain and, besides sending, requesting and acquiring revenue, it also lets you make payments while in the establishments attached to the platform or make donations to an NGO.
During this context, we must always try for A very pan-European prompt solution in lieu of repeat previous shortcomings.
That’s right: A commission-free of charge banking account with N26 is totally free and features a Digital Mastercard, which you'll be able to use to pay by way of your cell by means of Google Fork out or Apple Pay back—irrespective of where you are. In addition to being able to take care of your price savings determined by your priorities, N26 offers you secure, easy, and quickly transfers with just a couple faucets inside your banking application.
They usually selected Redsys (another payment platform owned by Spanish financial institutions) to build the platform, host it, and certificate the financial institutions. Redsys was a terrific choice since it presently experienced the integrations While using the banking institutions, which designed it less complicated and more quickly to launch Bizum.
Spain is the sole circumstance on the earth exactly where a great number of banking companies have agreed to produce a unique payment solution.
Similar to businesses, for those who’re self-utilized, you can start acquiring payments from consumers by means of Bizum. Certainly, bear in mind you should Call your lender to select this selection, because it’s another way of sending income concerning persons.The individual paying for your services pays in the identical way as they might on e-commerce web pages.